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Federal Review

A Summary of Federal Issues Impacting the Consumer Reporting Industry

18 May 2020The HEROES Act


The House of Representatives passed H.R. 6800, the ‘Health and Economic Recovery Omnibus Emergency Solutions Act’’ or the (HEROES Act). This…

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15 May 2020CFPB: Fair lending and AI


The CFPB released its latest fair lending report, Protecting consumers and encouraging innovation: 2019 Fair Lending Report to Congress with a…

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05 May 2020FTC Updates Congress on Efforts to Educate Consumers about Their FCRA Rights


The FTC sent a report to Congress updating lawmakers on the agency’s efforts to educate consumers about their rights to dispute…

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27 Apr 2020FTC: Three (new) thinks to know about the Safeguards Rule


The FTC (Leslie Fair) posted a blog, 3 new things to know about FTC Safeguards Rule review.  The blog notes that…

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20 Apr 2020FTC: Be intelligent about artificial intelligence


Andrew Smith, the Director of the FTC’s Bureau of Consumer Protection released a blog posting on businesses’ use of AI and…

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20 Apr 2020Data Suppression During COVID-19


As the country and world faces the unprecedented threat of the COVID-19 virus, many consumers are facing financial hardship and risk…

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06 Mar 2020CFPB Constitutional says the Fifth Circuit


As the U.S. Supreme Court debates the constitutionality of the CFPB, the Fifth Circuit weighed in upholding the Bureau’s constitutionality on…

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04 Mar 2020CFPB Constitutionality at the Supreme Court


The SCOTUS blog yesterday had two postings summarizing oral argument earlier in the day in a case that questions the constitutionality…

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20 Feb 2020CFPB Symposium on Consumer Access to Financial Records (Dodd-Frank Sec. 1033)


The CFPB announced that “it will hold a symposium on Consumer Access to Financial Records and Section 1033 of the Dodd-Frank…

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18 Feb 2020Mike Bloomberg Joins the Data Debate: Presidential Candidates on Consumer Data


As you know, we regularly monitor comments made by presidential candidates that are of interest to our members. This is the latest…

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