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Federal Review

A Summary of Federal Issues Impacting the Consumer Reporting Industry

06 Mar 2020CFPB Constitutional says the Fifth Circuit


As the U.S. Supreme Court debates the constitutionality of the CFPB, the Fifth Circuit weighed in upholding the Bureau’s constitutionality on…

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04 Mar 2020CFPB Constitutionality at the Supreme Court


The SCOTUS blog yesterday had two postings summarizing oral argument earlier in the day in a case that questions the constitutionality…

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20 Feb 2020CFPB Symposium on Consumer Access to Financial Records (Dodd-Frank Sec. 1033)


The CFPB announced that “it will hold a symposium on Consumer Access to Financial Records and Section 1033 of the Dodd-Frank…

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18 Feb 2020Mike Bloomberg Joins the Data Debate: Presidential Candidates on Consumer Data


As you know, we regularly monitor comments made by presidential candidates that are of interest to our members. This is the latest…

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05 Feb 2020New CFPB policy of abusive acts, but questions remain


The CFPB’s policy statement on abusive acts or practices is still pretty new (here), but already interpretations are being offered, and…

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04 Feb 2020CDIA comments to FTC/CFPB on accuracy


Consumer reports are predictive, reliable, and accurate and there are laws in place to ensure and enforce this.  These are the…

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31 Jan 2020CCPA and the Federal Privacy Progenitors


As we wait for California’s Attorney General to implement regulations regarding the California Consumer Privacy Act (CCPA), a new ballot initiative,…

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31 Jan 2020Alternative Data Gets a Study


A recent press release from the House Financial Services stated that it was requesting information on alternative-data from the independent non-partisan…

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30 Jan 2020The House Passes the Comprehensive CREDIT Act


On January 29th, the Comprehensive CREDIT Act H.R. 3621 passed the House 221 to 189. All republicans and two Democrats from…

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24 Jan 2020CFPB to define abusive


Today, the CFPB announced the issuance of its Statement of Policy Regarding Prohibition on Abusive Acts or Practices.  Through the policy…

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