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Judicial Review

A Summary of Legal Issues Impacting the Consumer Reporting Industry

27 May 2020Spokeo: All over but the shouting


Four years ago last week, the U.S. Supreme Court issued its opinion in Spokeo v. Robins.  Four years later, the fight…

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15 May 2020CFPB: Fair lending and AI


The CFPB released its latest fair lending report, Protecting consumers and encouraging innovation: 2019 Fair Lending Report to Congress with a…

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13 May 20209th Cir. standing case sits down pending SCOTUS appeal


In Ramirez v. TransUnion LLC, the Ninth Circuit granted a joint motion by defendant TransUnion and plaintiff Ramirez to stay the…

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12 May 2020Standing: A 7th Circuit decision


The Seventh Circuit issued a surprising standing ruling when it held that federal courts can hear clams over whether a defendant…

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12 May 2020CRAs are not tribunals; They cannot determine the legality of a loan


The 7th Circuit recently issued a favorable ruling in a case where CDIA filed an amicus.  We said that consumer reporting agencies…

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05 May 2020FTC Updates Congress on Efforts to Educate Consumers about Their FCRA Rights


The FTC sent a report to Congress updating lawmakers on the agency’s efforts to educate consumers about their rights to dispute…

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05 May 2020NCLC unfairly criticizes the CARES Act; Discusses consumer redress


The NCLC published on its website, Enforcing the CARES Act Credit Reporting Protections, an article that “explains how consumers can protect…

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30 Apr 2020Fifth Circuit: Credit bureaus were reasonable, relying on ACDV system


The U.S. Court of Appeals for the Fifth Circuit affirmed a lower court decision that found Equifax and Experian’s reinvestigation of…

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29 Apr 2020End of the road for truck driver’s disclosure lawsuit


Last week, the U.S. Court of Appeals for the Ninth Circuit put a do not enter sign in the way of…

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27 Apr 2020FTC: Three (new) thinks to know about the Safeguards Rule


The FTC (Leslie Fair) posted a blog, 3 new things to know about FTC Safeguards Rule review.  The blog notes that…

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