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Judicial Review

A Summary of Legal Issues Impacting the Consumer Reporting Industry

23 Oct 20209th Circuit drifting less liberal?


As reported by the National Law Journal in an article, The 9th Circuit’s En BancReviewProcess Foretells a Conservative Power Shift, President Trump…

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07 Oct 2020CFPB proposes an Advisory Opinion (AO) program


The CFPB issued a notice and request for comment for its proposed Advisory Opinion (AO) Program. AOs issued under the program…

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13 Aug 2020The possible long arm of the CCPA


The Retail Equation (formerly known as The Return Exchange) was hit in early-2020 with a class action earlier this year.  Sephora…

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31 Jul 2020CFPB to release ANPR in 2020 on consumer-authorized access to financial records


Last week, the CFPB announced a forthcoming ANPR on consumer-authorized access to financial records. The ANPR follows a February 2020 symposium…

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27 Jul 2020A nice 9th Circuit victory for reinvestigations


The 9th Circuit issued a nice summary affirmation last week in a case in which CDIA filed an amicus brief. In…

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10 Jul 2020CFPB ratifies regulatory actions;


Following the Supreme Court’s decision in Selia Law v. CFPB, the CFPB announced that it was ratifying “the large majority of…

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09 Jul 2020SCOTUS to review FHFA structure and FTC restitution authority


The U.S. Supreme Court has agreed to take two cases of note challenging the powers of the FHFA and the FTC….

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08 Jul 2020CFPB’s AI spotlight


Yesterday, the CFPB put out an Innovation Spotlight blog, Providing adverse action notices when using AI/ML models.  The posting notes that…

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08 Jul 2020Nevada federal court dismisses spousal credit history suit


A lawsuit filed last year by three trade groups over a novel Nevada spousal credit law was dismissed this week.  The…

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07 Jul 2020FTC Safeguards Rule Workshop


On March 2, 2020, the FTC announced its intention to hold a public workshop “seeking research, testimony, and other input on…

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