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Judicial Review : 2020

A Summary of Legal Issues Impacting the Consumer Reporting Industry


The FTC has taken its first enforcement action against the practice of “debt parking,” or “passive debt collection.”  As noted in…

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As aptly put by a Davis, Wright, Tremaine blog post, “[f]or those of us waiting to see how the CCPA’s statutory…

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The CFPB announced its final Advisory Opinions Policy “to publicly address regulatory uncertainty in the Bureau’s existing regulations and provide guidance to…

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FTC Commissioner Rohit Chopra, who some people think could become the next Commission Chair in the Biden Administration, has co-written a…

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As Roseanne Rossannadanna would say, “never mind.”  The previously reported major reorganization of the CFPB, announced last month, is now on…

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We posted before about CDIA’s defense of public records in Arkansas in an amicus brief before that state’s supreme court. Our…

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The CFPB recently announced a reorganization of its Division Supervision, Enforcement & Fair Lending (SEFL).  A new unit, the Office of…

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As reported by the National Law Journal in an article, The 9th Circuit’s En BancReviewProcess Foretells a Conservative Power Shift, President Trump…

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The CFPB issued a notice and request for comment for its proposed Advisory Opinion (AO) Program. AOs issued under the program…

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The Retail Equation (formerly known as The Return Exchange) was hit in early-2020 with a class action earlier this year.  Sephora…

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