New Jersey (2)


Fair Credit Reporting Act (FCRA) (16)

Topics and Issues

Preemption (5)

In October 2019, CDIA filed suit against the State of New Jersey challenging the validity of a new law that seeks to impose obligations on the nationwide consumer reporting agencies to provide credit reports to consumers in New Jersey in at least 11 languages other than English. The New Jersey law is preempted by the FCRA. The law also violates the First Amendment of the U.S. Constitution. The law that passed is Ch. 183, Session Law 2019 (S. 3452/A. 5055).

Relevant documents: