Topics and Issues

Credit-based Insurance Scores (CBIS) (15)

Darcy Steeg Morris, Daniel Schwarcz, Joshua C. Teitelbaum, Do Credit-Based Insurance Scores Proxy for Income in Predicting Auto Claim Risk? G’town Univ. Law Ctr., (2016).  This study found that “insurance score does not act as proxy for income in a standard actuarial model of auto claim risk.”