Fair Credit Reporting Act (FCRA) (16)

Topics and Issues

Article III (2)

Class action (3)

Spokeo (1)

Standing (2)

In December 2020, the U.S. Supreme Court granted TransUnion’s cert petition in TransUnion v. Ramirez.  CDIA filed an amicus brief in support of the cert petition.  The question before the court is whether either Article III or Federal Rule of Civil Procedure 23 permits a damages class action when the vast majority of the class suffered no actual injury, let alone an injury anything like what the class representative suffered.