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Washington (3)

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COVID-19 (31)

Credit-based Insurance Scores (CBIS) (21)

On March 22, 2021, the Washington Office of the Insurance Commissioner (“Commissioner” or “OIC”) issued WSR 21-07-1103, Insurance Commissioner Matter R 2021-02, an emergency rule temporarily prohibiting the use of credit history to determine premiums and eligibility for coverage in private automobile, homeowners, and renter’s insurance products.  On June 22, 2021, the Commissioner issued a notice of possible rulemaking (WSR 21-07-1103) on the same matter.

Shortly after the emergency rule was issued, the American Property Casualty Insurance Association (“APCIA”) filed suit against the OIC for declaratory and injunctive relief.  While the APCIA’s motion was denied, the litigation and the rulemaking press on (motion for summary judgment).

CDIA filed two comments in connection with the rulemaking, one comment on July 21, 2021, and a second on July 30, 2021.