RentGrow won a victory in the Seventh Circuit on definition of “conviction”. Adalco v. RentGrow, No. 18-1932 (7th Cir. 2019). The court found that the definition of “conviction” under the FCRA should be interpreted under federal law, not the law of the state where the criminal record is generated. The appellate court affirmed the holding that a guilty plea resulting in a sentence of supervision qualified as a “conviction” under federal law, including the FCRA. As noted in a Troutman Sanders blog, the case “reinforces the requirement that an FCRA plaintiff has actually suffered damages tied to the alleged violation in the case.”

Judicial Review
A Summary of Legal Issues Impacting the Consumer Reporting Industry
- News
- The condition of the conviction
Search
Recent Posts
- Topics
- About
- NYDFS
- Algorithms/Scores
- Algorithms/Scores
- Background checks
- Residential screening
- Conviction
- Non-delegation doctrine
- CFPB
- U.S. Constitution
- FTC
- Data security
- Safeguards Rule
- NYDFS
- Cybersecurity
- Illegal Loans/Credit
- Tribe or Tribe-Affiliated Lender/Creditor
- 15 U.S.C. Sec. 1681e(b)
- Accuracy
- Background checks
- 15 U.S.C. Sec. 1681e(b)
- Employment screening
- 15 U.S.C. Sec. 1681k(a)
- 15 U.S.C. Sec. 1681a(d)
- Francis & Mailman
- Community Justice Project
- CFPB
- California
- CFPB
- FCRA
- NYDFS
- Cybersecurity
- CFPB
- California
- Data fiduciary
- information fiduciary
- New York
- Privacy
- CFPB
- NYDFS
- CFPB
- California
- CFPB
- 15 U.S.C. Sec. 1681e
- First Advantage
- Sterling Infosystems
- Article III Standing
- Spokeo
- U.S. Supreme Court
- Artificial intelligence
- White House
- OMB
- CFPB
- Dodd-Frank
- Abusive
- California
- Data broker
- Vermont
- Privacy
- Article III Standing
- FTC
- Background checks
- CFPB
- Accuracy
- FCRA
- CFPB
- Dodd-Frank
- Abusive
- CFPB
- Dodd-Frank
- OFAC
- CFPB
- U.S. Constitution
- SCOTUS
- CFPB
- U.S. Constitution
- Dodd-Frank
- SCOTUS
- Background checks
- 15 U.S.C. Sec. 1681(b)(2)(A)
- Data broker
- Vermont data broker law
- FCRA
- OFAC
- FTC
- Algorithms/Scores
- Artificial intelligence
- Big Data
- U.S. Supreme Court
- Sovereign immunity
- Student loans
- U.S. Dep't. of Education
- FTC
- Safeguards Rule
- Employment screening
- 15 U.S.C. § 1681b(b)(2)(A)
- Disclosure document
- disputes
- Reinvestigations
- FCRA
- COVID-19
- CARES Act
- FTC
- Accuracy
- FCRA
- Illegal Loans/Credit
- Public records
- Court records
- Article III Standing
- Spokeo
- Article III Standing
- U.S. Supreme Court
- Damages
- CFPB
- Artificial intelligence
- Article III Standing
- Spokeo
- CFPB
- Employment screening
- FCRA Liability Reform
- Class actions
- CFPB complaint portal
- Credit repair
- Public records
- Article III Standing
- Spokeo
- Class actions
- CFPB
- CARES Act
- Privacy
- Data broker
- Big Data
- Data aggregator
- CCPA
- CFPB
- U.S. Constitution
- FTC
- Safeguards Rule
- Nevada
- FTC
- CFPB
- Artificial intelligence
- FTC
- CFPB
- U.S. Constitution
- FHFA
- CFPB
- U.S. Constitution
- Reinvestigations
- Public records
- CFPB
- FinTech
- Privacy
- CCPA
- Risk Scores
- "Secret scores"
- Privacy litigation
- CFPB
- Advisory Opinions
- 9th Circuit
- President Donald Trump
- CFPB
- Public records
- Court records
- CDIA amicus
- CFPB
- FTC
- CFPB
- FCRA
- Privacy
- Data broker
- Data aggregator
- Penalty Offense Authority
- CFPB
- CFPB Advisory Opinions
- CCPA
- CCPA litigation
- FTC
- "Debt parking"/"Passive debt collection"