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In: Credit-based Insurance Scores (CBIS)

18 Nov 2015CFA Report: Auto Insurers Charge Good Drivers More in African American ZIP Codes than in White ZIPs


Combining old data and new data, CFA [Consumer Federation of America] issued a release and a report in 2015 noting that…

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01 May 2013NAIC Lists State CBIS Reports


In March 2013, the NAIC provided a list of Studies, Reports and Surveys Examining the Use of Credit Scoring, Occupation or Education…

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01 Jun 2011FICO Presentation to NAIC


In 2011, FICO made a presentation to the National Association of Insurance Commissioners (NAIC), CBIS Background & Model Development, CBIS Score…

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14 Jan 2011Texas Supreme Court on Credit-Based Insurance Scores


Ojo, et al. v. Farmers Group, Inc., et al. Tex. Sup. Ct., 356 S.W.3d 421, 2011 Tex. LEXIS 392,  54 Tex. Sup. J. 1068. …

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12 May 2010Congressional Hearing on Credit-Based Insurance Scores


Hearing before the House Subcommittee on Financial Institutions and Consumer Credit of the Committee on Financial Services, Use of Credit Information Beyond…

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01 Jul 2007FTC Report on Credit-Based Insurance Scores


The FTC issued a report to Congress in July 2007, Credit-Based Insurance Scores: Impacts on Consumers of Automobile Insurance.  The FTC…

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15 Nov 2002Actuarial Report to NAIC


In Nov. 2002, the American Academy of Actuaries Risk Classification Subcommittee of the Property/Casualty Products, Pricing, and Market Committee delivered a…

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