Metro 2® e-Learning Course - CDIA

Metro 2® e-Learning Course

  1. Metro 2® e-Learning Course

Metro 2® Format e-Learning – Now Available in Two Versions

CDIA’s Metro 2® Format e-Learning course has been fully updated and re-released — and now you can choose the version that best fits your team’s needs. Developed and authorized by Equifax, Experian, Innovis, and TransUnion, these courses provide authoritative training on the consumer reporting industry standard.

Metro 2® Format – Technical Features & Detailed Reporting Requirements

Our original, comprehensive course covers it all:

  • Programming requirements of the Metro 2® Format
  • Reporting guidelines for each field, including relationships between multiple fields
  • Interactive learning with quizzes and animations

Best for: Software vendors and IT teams who need to understand both the technical and reporting sides of Metro 2®.

Metro 2® Format – Detailed Reporting Requirements

A streamlined option — all the reporting guidelines without the technical programming modules.

  • Reporting guidelines for each field in the Metro 2® Format
  • Logical relationships between multiple fields explained clearly

Practical, hands-on training focused on day-to-day reporting accuracy — featuring interactive lessons, knowledge checks, and animations to support active learning.

Best for: Employees of data furnishers — including those in lending, auto finance, student loans, utilities, debt collection, and debt buying — across departments such as operations, risk, compliance, legal, and IT, particularly those who don’t need programming-level detail.

Why Take This Training?

  • Stay current: Updated with the 2025 CRRG® guidance
  • Flexible, microlearning format: Interactive slides, animations, and quizzes reinforce key concepts — and you can stop anytime and pick up right where you left off.
  • Trusted source: Developed and authorized by Equifax, Experian, Innovis, and TransUnion, these courses provide authoritative training on the consumer reporting industry standard.

 

 

Modules

  • Overview of the Metro 2® Format
    • Purpose of format, reporting standards, format layout, and Credit Reporting Resource Guide®
  • Programming Standards

    Instruction on detailed programming specifications that facilitate consistency in reporting

  • Header Record

    Purpose and description of all fields in the Header Record, which identifies each data furnisher

  • Data Record (account-level fields)

    Detailed explanation and examples of all account-level fields in the Data Record

  • Data Record (consumer-level fields)

    Detailed explanation and examples of all consumer-level fields, which include identification information and other consumer-specific information

  • Appendage Segments

    Purpose of each appendage segment and detailed explanations of all fields

  • Logical Field Relationships

    Discussion and examples of fields and codes that must be reported logically

Course Objectives

Attendees will:

  • learn about the various segments that make up the Metro 2® Format and the purpose of each one in order to determine the applicable segments for reporting your accounts.
  • become familiar with the Metro 2® fields that are used to report your accounts and learn the details about how each field should be reported.
  • identify how two or more Metro 2® fields should be reported so your account information is logical.
  • demonstrate your understanding of the Metro 2® fields and reporting requirements through various review exercises.

Features

    • This interactive, self-paced, Metro 2® Format e-Learning Course is designed to strengthen your knowledge by providing a clear, detailed, and engaging look at the Metro 2® Format—the consumer reporting industry standard for consumer credit reporting. The course is made up of 7 modules each covering an important aspect of the Metro 2® Format. Employees can take each module at their convenience to learn in smaller increments to better their learning.
    • The Metro 2® Format e-Learning course geared to employees of data furnishers who report using Metro 2® Format (e.g. including creditors, lenders, utilities, debt collection agencies, and debt buyers with whom a consumer had a relationship or experience.)

    • 2–3 hours in-depth Metro 2® training completed at your own pace

      • Comprehensive resource companion to CDIA’s Credit Reporting Resource Guide®

        • Certificate of completion once all course work is covered; can complete topics in order of interest

System Requirements

Adobe Flash Player 10.3 or later, and one of the following browsers:

Flash (only until Dec 2020)

      • Windows: Internet Explorer 11+ and later, Microsoft Edge (latest version), Google Chrome (latest version), Firefox (latest version)
      • Mac: Safari (latest version), Google Chrome (latest version), Firefox (latest version)

HTML5

      • Windows: Google Chrome (latest version)
      • Mac: Safari 7 and later, Google Chrome (latest version)
      • Mobile: Safari in Apple iOS 7 and later, Google Chrome (latest version) in Android OS 4.1 and later

Apple iOS

Android OS

There are no access restrictions by IP addresses; the site can be accessed from anywhere.

Metro 2® Format – Technical Features & Detailed Reporting Requirements

Time Requirement: 2.5-3.5 hrs.

$250

Buy Now!

DISCOUNTED RATES AVAILABLE

Registrations Pricing
5-9 $195
10+ $145

For volumes larger than 30+ seats, please contact cdia_training@cdiaonline.org.

Metro 2® Format – Detailed Reporting Requirements

Time Requirement: 1.5 - 2.5 hrs.

$195

Buy Now!

DISCOUNTED RATES AVAILABLE

Registrations Pricing
5-9 $150
10+ $115

For volumes larger than 30+ seats, please contact cdia_training@cdiaonline.org.

View Metro 2® Access Policy

USER LICENSE

Bring CDIA’s trusted compliance training directly into your organization’s learning environment.

Designed for organizations training 200 or more employees, CDIA’s User License provides a flexible and cost-effective way to deliver our e-learning courses through your own Learning Management System (LMS). Select the course—or combination of courses—that meets your organization’s needs, and CDIA will provide the corresponding course file(s) for deployment within your internal LMS for the duration of the license.

With a User License, your organization maintains control over the training rollout, learner assignments, completion tracking, and internal reporting while providing employees access to CDIA-developed compliance education.

Licensing is customized based on the number of courses selected, with greater value available when licensing multiple courses.

Contact cdia_training@cdiaonline.org to discuss available courses, pricing, and the licensing option that best fits your organization.

Contact Us

Metro 2® Access Policy:

Access to any Metro 2® program or product is limited to employees of (a) companies that furnish data to consumer reporting agencies in the Metro 2® Format, (b) data processors that furnish data to consumer reporting agencies in the Metro 2® Format, (c) software vendors that provide Metro 2® Format software, (d) consumer reporting agencies that accept or transmit data in the Metro 2® format, or (e) an entity sponsoring the program or product.

Disclaimer: The sponsor of any Metro 2® Format product or program reserves the right to deny attendance to anyone who does not meet the Metro 2® Access Policy.