Acquire a thorough understanding of the FCRA/FACTA legislation and its requirements with the CDIA’s FCRA Certificate Program for CRAs. This self-paced, interactive online course includes five training modules that lay out the key provisions of the FCRA law and provide clear explanations of what the law means. Users test their knowledge by taking a comprehensive final exam at the end of the program.
The FCRA Certificate Program for CRAs is a synched audio-visual course (you will need headphones or speakers in order to take this training). On average the course takes 4-8 hours to complete the 10 training modules and final exam, depending on your familiarity with the FCRA. The program is designed to allow you to work through the training modules at your own speed, logging out and returning as necessary. The site should NOT be exited during the final exam. Once you have completed the exam you will receive your score immediately. A score of 80% or more is required to pass. For audit purposes, a certificate of completion is available upon successfully passing the course. The certificate is valid for two years.
The course curriculum is divided into six modules:
Each learning module is organized into three main components:
– Each training module includes sample test questions.
The FCRA certificate course is self paced. You have one year from the date you are enrolled to finish. The course will expire after one year if not completed. There is no option to extend the course deadline; a new course will need to be purchased.
The FCRA is a complex piece of legislation. As such, the training material requires us to introduce you to a lot of terminology as well as important concepts and provisions of the FCRA.
CDIA recommends that you break up taking the course into several sessions. Our system will remember where you left off each time you log in to the site. Once you complete all assigned training modules you are granted access to the final FCRA exam. If you opt not to take the exam immediately, you can go back to the various training modules to review the training material further.
The final exam is a mixture of “true or false” and multiple choice questions. Upon completing the exam you will receive your score immediately. You will have the opportunity to review your exam as well. Once you pass, you will receive a certificate (valid for two years) indicating you are knowledgeable about the FCRA and its provisions. If your attempt at the exam is not successful, but you still wish to earn a certificate, you will need to purchase the course again.
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This is a synched audio-visual course (headphones or speakers are needed to take the training). There are no access restrictions by IP addresses; you will be able to access the site from anywhere.
(depending on knowledge of the FCRA)
$65 for CDIA Members$127 for non-members
Buy NowDISCOUNTED RATES AVAILABLE
| Registrations | Members | non-members |
|---|---|---|
| 5-9 | $60 | $122 |
| 10+ | $55 | $117 |
| *50+ | $48 | $97 |
| *100+ | $47 | $86 |
| *200+ | $45 | $76 |
| *500+ | $38 | $61 |
(Please contact cdia_training@cdiaonline.org to order 50 or more registrations)
Your reporting obligations when a consumer requests a fraud alert?
Whether a file disclosure can be made over the phone?
The penalties for unauthorized disclosure of a consumer report?
What constitutes an “Identity Theft Report”?
Steps to take before and after an adverse action process?
Understand the basic concepts and provisions of the FCRA and how they affect your job.
Recognize the consequences of noncompliance.
Implement real-world compliance strategies to minimize risks and liabilities.
Demonstrate your professional qualifications to your customers and peers.