FCRA Certificate Program for CRAs

DO YOU KNOW?

Your reporting obligations when a consumer requests a fraud alert?

Whether a file disclosure can be made over the phone?

The penalties for unauthorized disclosure of a consumer report?

What constitutes an “Identity Theft Report”?

Steps to take before and after an adverse action process?

THIS PROGRAM HELPS YOU:

Understand the basic concepts and provisions of the FCRA and how they affect your job.

Recognize the consequences of noncompliance.

Implement real-world compliance strategies to minimize risks and liabilities.

Demonstrate your professional qualifications to your customers and peers.