CDIA members empower economic opportunity every day. Our consumer reporting agency (CRA) members help facilitate home, student, and car loans; they conduct background checks to keep workplaces, apartments, and volunteer places safe; they prevent fraud in the public and private sectors; they help law enforcement locate victims, witnesses, and fugitives; and much more. CRAs are good stewards of the data they manage, not just because it’s the law, but because it’s the right thing to do.