Metro 2® Format

Metro 2® Training


If your company furnishes consumer credit account data on a regular basis to credit reporting agencies, you have duties under the Fair Credit Reporting Act (FCRA) to correct and update that consumer credit history information. To assist data furnishers in this process, the credit reporting industry has adopted a standard electronic data reporting format called the Metro 2® Format.

CDIA’s educational materials are the most authoritative source of information on reporting using the Metro 2® Format. Based on what you learn, you may identify changes or enhancements needed for your existing Metro 2® program.

The Metro 2® Beginner


New to the Metro 2® Reporting? The following webinars, course, and events are best for those new to Metro 2® reporting looking to gain a strong foundation on the standard use of the Metro 2® Format with thorough training

Metro 2® Format e-Learning Course

This interactive, self-paced course is designed to strengthen your knowledge by providing a clear, detailed, and engaging look at the Metro 2® Format—the consumer reporting industry standard for consumer credit reporting. The course is made up of 7 modules each covering an important aspect of the Metro 2® Format. Employees can take each module at their convenience to learn in smaller increments to better their learning.

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Metro 2® Webinars

To help you stay ahead of the curve, these events provide you with the tools needed to better understand the guidelines used  to properly report data to consumer reporting agencies. Learn more about each of our Metro 2® Beginner Webinars:

Accounts Included in Bankruptcy Chapter 7

Accounts Included in Bankruptcy Chapter 13

Consumer Credit Reporting: Compliance Guidelines

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Metro 2® Format Fundamentals Webinar Series

Throughout this live interactive webinar series, Debbie Seneway, a recognized leader in Metro 2® Format reporting, will guide you through the comprehensive training on each of the Metro 2® fields using newly developed reporting scenarios to reinforce your learning.

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The Metro 2® Advanced Learner


The Metro 2® Advanced Learner trainings are best for individuals who are familiar with the individual fields in the Metro 2®, but wish to continue learning & stay current with industry guidelines

Metro 2® Advanced Webinars

To help you stay ahead of the curve, these events provide you with the tools needed to better understand the guidelines used  to properly report data to consumer reporting agencies. Learn more about each of our Metro 2® Advanced Webinars:

Accounts Included in Bankruptcy Chapter 7 

Accounts Included in Bankruptcy Chapter 13 

Date of First Delinquency/ Account Status/ Payment History Profile

Compliance Condition Codes

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Metro 2® Advanced Workshop

Throughout this live interactive workshop, the Metro 2® Task Force, comprised of representatives from Equifax, Experian, Innovis and TransUnion, will guide you through key Metro 2® reporting requirements.The Metro 2® Advanced Workshops are best for individuals who are familiar with the individual fields in Metro 2® but wish to continue your learning & stay current with industry guidelines.

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The Metro 2® Task Force

The Metro 2® Task Force is comprised of representatives from the nation’s top credit reporting agencies
— Equifax, Experian, Innovis and TransUnion. The Task Force maintains the Metro 2® Format, a data specification created for data furnishers to report credit information to major credit reporting agencies in a standardized format. This extensive format is implemented in credit reporting software packages and is designed to standardize a wide range of credit information while complying with federal laws and regulations for credit reporting.