If your company furnishes consumer credit account data on a regular basis to credit reporting agencies, you have duties under the Fair Credit Reporting Act (FCRA) to correct and update that consumer credit history information. To assist data furnishers in this process, the credit reporting industry has adopted a standard electronic data reporting format called the Metro 2® Format.
CDIA’s educational materials are the most authoritative source of information on reporting using the Metro 2® Format. Based on what you learn, you may identify changes or enhancements needed for your existing Metro 2® program.
GET METRO 2® FORMAT ACCESS
To access any of our complimentary Metro 2® Format Resources and/or Metro 2® Format Trainings, you must meet Metro 2® Access Policy requirements, create a CDIA account and establish Metro 2® access rights. Watch this short video to learn more.
TRAININGS TO FIT YOUR NEEDS
E-Learning
E-learning: Through this interactive self-paced course, learners progress through bite‑sized modules each covering an important aspect of the Metro 2® Format.
Virtual Trainings
CDIA offers a multitude of virtual trainings including deep dives into important Metro 2® Format topics in our Metro 2® Format webinars, and comprehensive training workshops like our Fundamentals Webinar Series and Essentials+ Plus.
In-Person Events
Join CDIA’s in-person events like our Advanced Workshop, and Consumer Reporting Roundtables for advanced sessions, industry insights, and valuable networking at top-tier destinations.
The Metro 2® Task Force
The Metro 2® Task Force is comprised of representatives from the nation’s top credit reporting agencies
— Equifax, Experian, Innovis and TransUnion. The Task Force maintains the Metro 2® Format, a data specification created for data furnishers to report credit information to major credit reporting agencies in a standardized format. This extensive format is implemented in credit reporting software packages and is designed to standardize a wide range of credit information while complying with federal laws and regulations for credit reporting.
Brian Campbell
Experian
Ryan O’Hara
TransUnion
Dan Cunningham
Innovis
Jeff Van Schoyck
Innovis
Ursula Gatewood
Equifax
Jared Weeks
Experian
Laura Gray
TransUnion
Darin Wharton
Equifax
Have a question? Reach out to CDIA_Training@cdiaonline.org for more information on any of our Metro 2® Format Trainings.