Metro 2® Format Essentials+ Plus - CDIA

Metro 2® Format Essentials Plus

Your Next Step in Metro 2® Training

CDIA is excited to present a new live, instructor-led virtual training experience — Essentials+ Plus. Designed for those who have completed Metro 2® Fundamentals or have on-the-job experience, this interactive training enables participants to apply reporting principles through scenario-based exercises and practical examples. Attendees will gain a deeper understanding of how Metro 2® fields interact in everyday reporting situations through guidance on logical field combinations, error prevention and consistency across data fields. Each session includes practical, scenario-based exercises with direct instructor feedback to enhance your learning and get questions answered.

Whether you’ve completed Metro 2® Fundamentals, gained experience through on-the-job application, or simply want to sharpen your understanding of standard reporting logic, this course will help you connect the dots across critical Metro 2® data fields.

View Metro 2® Access Policy

Live Event

February 11-12, 2026 | 1-3pm ET

$455 per person

Register Today!
Live Event

October 7-8, 2026 | 1-3pm ET

$455 per person

Register Today!

What to Expect:

  • Take your Metro 2® knowledge to the next level with practical guidance on key reporting fields and logical data combinations
  • Two 2-hour live sessions led by Debbie Seneway, a CDIA Metro 2® expert
  • Interactive format with group exercises and Q&A
  • The most authoritative Metro 2® training  with material approved by Equifax, Experian, TransUnion, and Innovis
  • Bonus Session: Knowledge in Action Q&A to revisit key concepts, ask real-world follow-up questions, and deepen your understanding of the Metro 2® Format after applying it on the job

Save your spot and strengthen your understanding of Metro 2® reporting through expert-guided, hands-on learning! This is a great opportunity to prepare for the in-person Advanced Workshops if you wish to attend.

View Metro 2® Access Policy

SPEAKER

40+ Years of Metro 2® Insight: Meet Debbie Seneway

Debbie Seneway worked in the consumer credit reporting industry for 40+ years, starting as a Systems Representative and later becoming the Manager of Data Base Training & Documentation prior to becoming an educational consultant for CDIA. As one of the authors of the Metro 2® Format, Debbie has been working with data furnishers and industry colleagues to define and emphasize the importance of reporting standards. In her consulting role as educational consultant with CDIA, Debbie supports the industry with training programs and documentation specific to standard Metro 2® reporting.

AGENDA

Day 1 – Payment Status Fields & Date of First Delinquency

  • Review how the payment status fields interact:
    • Date of Account Information
    • Account Status Code
    • Payment Rating
    • Payment History Profile
    • Date of First Delinquency
  • Complete multiple reporting scenarios to confirm understanding

Day 2 – SCCs, CCCs & Logical Data Combinations

  • Review requirements for Special Comment Codes and Compliance Condition Codes
  • Complete exercises showing how SCCs and CCCs interact with the payment status fields
  • Explore Consumer Ident and ECOA Codes
  • Review logical field combinations using key CRRG® exhibits:
    • Exhibit 2 – Account Types/Portfolio Types
    • Exhibit 4 – Account Status/Payment Rating
    • Exhibit 6 – SCCs by Portfolio Type

BONUS SESSION

This Knowledge in Action session – exclusive and complimentary for Essentials+ Plus attendees – takes place approximately one month after the virtual training sessions, giving experienced Metro 2® professionals a dedicated forum to:

  • Revisit critical concepts after applying them in day-to-day reporting.
  • Tackle advanced, real-world questions that arise once you are back on the job.
  • Gain deeper insight into complex field interactions with direct guidance from Metro 2® expert Debbie Seneway.

WHAT’S INCLUDED

  • With your purchase, attendees will gain access to all Essentials+ Plus materials as well as the e-version* of the latest Credit Reporting Resource Guide®
  • The replay files will be emailed to you within 24 hours after each session and will be available for 30 days.
  • Knowledge in Action Q&A Follow-Up Session

CANCELLATION POLICY

Registration cancellations received prior to the 30-day period leading up to a workshop will be refunded less an administrative fee of $95. Registration cancellations received within the 30-day period prior to the workshop will not be eligible to receive a refund.

Metro 2® Access Policy
Access to any Metro 2® program or product is limited to employees of (a) companies that furnish data to consumer reporting agencies in the Metro 2® Format, (b) data processors that furnish data to consumer reporting agencies in the Metro 2® Format, (c) software vendors that provide Metro 2® Format software, or (d) an entity sponsoring the program or product.

Disclaimer: The sponsor of any Metro 2® Format product or program reserves the right to deny attendance to anyone who does not meet the Metro 2® Access Policy.