NEWS AND VIEWS
The Full Picture Matters: Why the tri-merge protects homebuyers
- September 4, 2026
- NewsPress Releases and StatementsViews
By Dan Smith, President and CEO, Consumer Data Industry Association On July 1, Fannie Mae and Freddie Mac released historical FICO...
Why Credit Report Portability May Not Deliver on Its Promise
- September 3, 2026
- NewsPress Releases and StatementsViews
By Dan Smith, President and CEO, Consumer Data Industry Association The idea behind a portable credit report is simple, and it...
Ready to Go Beyond the Basics of Metro 2®?
If you’ve completed CDIA’s Metro 2® Format Fundamentals training—or have 3–5 years of hands-on experience—Metro 2® Format Essentials+ Plus is your next...

Eric Ellman
January 22, 2023
In a recent article at law360.com (paywall), David Stein, a partner at Covington, makes a troubling observation: The CFPB is “is...