FCRA Awareness Program for CRAs

  1. FCRA Awareness Program for CRAs

This training is designed to help employees of CRAs develop an awareness-level understanding of their FCRA/FACTA compliance requirements. The program includes training modules followed by a final assessment quiz. Successful candidates will earn a certificate of completion.

MODULES

  • 1. Purpose of the Fair Credit Reporting Act
  • 1.1 What is the FCRA?
  • 1.2 What is a Consumer Report?
  • 1.3 What are Other Examples of a Consumer Report?
  • 2. Obligations Imposed by the FCRA
  • 2.1 What is a Nationwide Consumer Reporting Agency?
  • 2.2 Obligations of a Nationwide Consumer Reporting Agency
  • 2.3 Duties of CRAs
  • 2.3.1 Permissible Purposes
  • 2.3.2 Credentialing
  • 2.3.3 Data Security
  • 2.3.4 Fairness & Impartiality
  • 2.3.5 Consumer File Disclosures & Charges
  • 2.3.6 Disputes & Re-investigations
  • 2.3.7 Employment Reports
  • 2.3.8 Identity Theft & Fraud
  • 2.4 Duties of Furnishers
  • 2.5 Duties of Users
  • 3. FCRA Enforcement
  • 3.1 Criminal Liability for CRA Employees

AUDIENCE

Compliance Teams, Senior Staff, Customer Service Personnel, Legal Staff.

SYSTEM REQUIREMENTS

Adobe Flash Player 10.3 or later, and one of the following browsers:

Flash

  • Windows: Internet Explorer 8 and later, Microsoft Edge (latest version), Google Chrome (latest version), Firefox (latest version)
  • Mac: Safari 7 and later, Google Chrome (latest version)

HTML5

  • Windows: Google Chrome (latest version)
  • Mac: Safari 7 and later, Google Chrome (latest version)
  • Mobile: Safari in Apple iOS 7 and later, Google Chrome (latest version) in Android OS 4.1 and later

Apple iOS

Android OS

This is a synched audio-visual course (headphones or speakers are needed to take the training). There are no access restrictions by IP addresses; you will be able to access the site from anywhere.

Time Requirement:
35 min.

(depending on knowledge of the FCRA)

$55
for
CDIA Members

$110 for non-members

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DISCOUNTED RATES AVAILABLE

Registrations Members Non-members
5-9 $50 $105
10+ $45 $100

View CDIA’s Program Access Policy