FCRA Awareness Program for CRAs - CDIA

FCRA Awareness Program for CRAs

  1. FCRA Awareness Program for CRAs

This training is designed to help employees of CRAs develop an awareness-level understanding of their FCRA/FACTA compliance requirements. The program includes training modules followed by a final assessment quiz. Successful candidates will earn a certificate of completion.

MODULES

  • 1. Purpose of the Fair Credit Reporting Act
  • 1.1 What is the FCRA?
  • 1.2 What is a Consumer Report?
  • 1.3 What are Other Examples of a Consumer Report?
  • 2. Obligations Imposed by the FCRA
  • 2.1 What is a Nationwide Consumer Reporting Agency?
  • 2.2 Obligations of a Nationwide Consumer Reporting Agency
  • 2.3 Duties of CRAs
  • 2.3.1 Permissible Purposes
  • 2.3.2 Credentialing
  • 2.3.3 Data Security
  • 2.3.4 Fairness & Impartiality
  • 2.3.5 Consumer File Disclosures & Charges
  • 2.3.6 Disputes & Re-investigations
  • 2.3.7 Employment Reports
  • 2.3.8 Identity Theft & Fraud
  • 2.4 Duties of Furnishers
  • 2.5 Duties of Users
  • 3. FCRA Enforcement
  • 3.1 Criminal Liability for CRA Employees

AUDIENCE

Compliance Teams, Senior Staff, Customer Service Personnel, Legal Staff.

EXAM AND GRADING INFORMATION

CDIA recommends dividing the course into several sessions. Each time you log in to the site, the system will remember your last position. After completing all assigned training modules, you will gain access to the final FCRA exam. If you choose not to take the exam immediately, you can return to the various training modules to review the training material further.

The final exam is a mixture of “true or false” and multiple-choice questions. Upon completion of the exam, you will receive your score immediately and will have the opportunity to review your exam. Upon successful completion, you will receive a certificate (valid for two years) indicating you are knowledgeable about the FCRA and its provisions. If your attempt at the exam is not successful, but you still wish to earn a certificate, you will need to purchase the course again.

SYSTEM REQUIREMENTS

Recommended Browsers 

  • Windows: Google Chrome (latest version), Firefox (latest version), Internet Explorer 11, Edge (latest version)
  • Mac: Safari (latest version), Google Chrome (latest version), Firefox, latest version
  • Mobile: Safari in Apple iOS/iPadOS (latest version), Google Chrome (latest version) in Apple iOS/iPadOS (latest version), Google Chrome (latest version) in Android OS 6 or later

Apple iOS

Android OS

This is a synched audio-visual course (headphones or speakers are needed to take the training). There are no access restrictions by IP addresses; you will be able to access the site from anywhere.

Time Requirement:35 min.

(depending on knowledge of the FCRA)

$59 for CDIA Members

$115 for non-members

Buy Now

DISCOUNTED RATES AVAILABLE

Registrations Members Non-members
5-9 $54 $110
10+ $49 $105

View CDIA’s Program Access Policy