2024 CDIA Consumer Data Connect

This year’s agenda is packed with some of the most critical topics facing our industry today, including important issues impacting CRAs, data furnishers and users. The event  will showcase expert speakers throughout our industry on topics such as dispute management, litigation and enforcement, privacy, identity verification, and much more!


Wednesday May 8, 2024

5:30 – 7:30 PM ET


Limited to the first 150 people who RSVP

Join us for this exceptional networking reception at the 2024 CDIA Consumer Data Connect! Sponsored by BRG, this year’s Opening Reception will give you exclusive access to a behind the scenes experience at the Hirshhorn Museum & Sculpture Park in the heart of Washington, DC.

As one of the most visited modern art museums in the United States, the Hirshhorn Museum seeks to share the transformative power of modern and contemporary art by creating meaningful, personal experiences in which art, artists, audiences, and ideas converge. Attendees of Consumer Data Connect will have full access to the museum, while networking among peers and industry experts at this exclusive event.

Thursday May 9, 2024

8:00 – 9:00 AM ET

REGISTRATION Sponsored by Hudson Cook

BREAKFAST Sponsored by FTI Consulting

9:00 – 9:30 AM ET

AN EVOLVING LANDSCAPE: Key Issues in Consumer Reporting

Dan Smith, President & CEO, Consumer Data Industry Association

Join Dan Smith, President & CEO, at CDIA as he kicks off the conference leading a discussion on the current trajectory of the consumer reporting industry, amidst a backdrop of political division, economic uncertainty, evolving regulatory priorities from the CFPB, the FTC, and others.

Delving deeper, CDIA will outline the landscape for 2024, heralding it as the year of significant FCRA rulemaking and exploring the implications for industry stakeholders. Attendees will gain a comprehensive understanding of the pressing issues on the horizon and learn how CDIA is proactively responding, advocating, and spearheading initiatives towards sensible policy solutions.

Key discussion points will include navigating the complexities of data broker issues at both state and federal levels, credit header and fraud prevention mechanisms, and addressing the intricacies surrounding medical debt within the consumer reporting framework. Exploring opportunities and challenges, participants will gain actionable insights into the evolving landscape and CDIA’s ongoing efforts to champion the interests of its members.

9:30 – 10:00 AM ET


CDIA is pleased to announce that Congresswoman Young Kim will join as a keynote speaker for the Consumer Data Connect (formerly the CDIA Law & Industry Conference). Congresswoman Kim represents California’s 40th District in the U.S. House of Representatives and serves on the House Financial Services Committee as the Vice Chairwoman of the Subcommittee on National Security, Illicit Finance, and International Financial Institutions, is a member of the Financial Institutions and Monetary Policy Subcommittee, and co-chairs the Financial Literacy and Wealth Creation Caucus.

As an important voice on the House Financial Services Committee. Kim plays a key role in strengthening access to credit for consumers and small businesses of all types of backgrounds, and ensuring that the American dream remains alive for future generations.

“We are honored to have Congresswoman Kim join us at our Consumer Data Connect,” stated Dan Smith, CDIA President & CEO. “We look forward to hearing Rep. Kim and her insights on the ongoing priorities of the House Financial Services Committee, the importance of financial literacy and how credit reporting is integral to that goal as well as her views on the importance of credit, especially from the standpoint of a small business owner.

10:00 – 10:35 AM ET

INSIGHTS FROM THE CFPB: The Upcoming FRCA Rulemaking

Pavneet Singh, Deputy Assistant Director, Consumer Financial Protection Bureau
Brent Lattin, Deputy Assistant Director, Consumer Financial Protection Bureau

Moderator Dan Smith, President & CEO, CDIA

Come join us for an engaging fireside chat featuring Pavneet Singh and Brent Lattin from the Consumer Financial Protection Bureau (CFPB), alongside Dan Smith, President & CEO of CDIA. Together, they’ll explore the impending Fair Credit Reporting Act (FCRA) Rulemaking and its implications. This session promises an in-depth examination of the regulations the CFPB is considering proposing, highlighting crucial topics like medical debt, the application of the FCRA to data brokers, the handling of credit header data, and the clarification of permissible purposes for consumer reports, and much more.

10:35 -10:55 AM ET


10:55 – 11:35 AM ET

DECODING THE CFPB’S VISION: A Sneak Peek into FCRA Rulemaking Ahead

Melissa Baal Guidorizzi, Partner, Orrick
David Silberman, Former Associate Director for Research, Markets and Regulations, CFPB
Andrew Smith, Partner, Covington
Moderator Dan Smith, President & CEO, CDIA

Join us for this essential session, featuring top legal experts Melissa Baal Guidorizzi, Partner, Orrick David Silberman, Andrew Smith, Partner, Covington, and Dan Smith, President & CEO at CDIA, as we delve into the upcoming rulemaking by the Consumer Financial Protection Bureau (CFPB) under the Fair Credit Reporting Act (FCRA). This session will provide a comprehensive analysis of the proposed regulations, particularly focusing on key areas such as the classification of data brokers as consumer reporting agencies, the treatment of credit header data, and the clarification of permissible purposes for consumer reports.

Through in-depth discussions led by esteemed legal practitioners, attendees will gain valuable insights into the potential implications of these proposals on businesses, consumers, and regulatory compliance. From addressing systemic errors in dispute resolution processes to enhancing data security measures against breaches, this session will offer a nuanced understanding of the evolving landscape of consumer financial protection regulations. Join us as we navigate through the intricacies of the proposed rulemaking and its significance in shaping the future of fair and accurate credit reporting practices.

11:35 AM – 12:15 PM ET

LITIGATION & REGULATORY COMPLIANCE INSIGHTS: Updates and Strategies for the Consumer Data Industry

Jennifer Sarvadi, Partner, Hudson Cook, LLC
David Anthony, Partner, Troutman Pepper Hamilton Sanders LLP
Kari Hall, Partner, Paul Hastings LLP
Moderator: Eric Ellman, Senior VP, Public Policy & Legal Affairs, Consumer Data Industry Association

Dive into the dynamic legal landscape of 2024 with our exclusive session, where top legal professionals will unravel the intricacies of complex litigation issues and enforcement activities that have already marked this year. Gain valuable insights as we provide a comprehensive plan to navigate the evolving regulatory environment.

In this session, our esteemed panel of experts will offer a deep dive into the multifaceted challenges posed by diverse legal issues in 2024. From emerging compliance requirements to shifting regulatory priorities, our speakers will dissect the latest trends, ensuring you are equipped with the knowledge needed to stay ahead of the curve.

Explore the regulatory landscape with a keen focus on understanding the priorities of key enforcement agencies. Our speakers will shed light on the nuanced strategies employed by regulators and provide practical advice on how companies can align themselves with these priorities.

12:15 – 12:30 PM ET


12:30 – 1:30 PM ET

LUNCH Sponsored by LexisNexis Risk Solutions

1:30 – 1:50 PM ET


1:50 – 2:30 PM ET

SAFEGUARDING CONSUMER INTERESTS: The Crucial Role of Credit Header Record Data in Identity Protection and Fraud Prevention

Ken Meiser, Vice President of Market and Industry Insight, LexisNexis Risk Solutions
James Lee, Chief Operating Officer, Identity Theft Resource Center
Jeremy Grant, Managing Director of Technology Business Strategy, Venable, LLC
Moderator: Moderator: Michael Crockett, Chief Operating Officer, Xactus

 As the landscape of consumer financial protection evolves, the debate surrounding the classification of certain consumer information, particularly ‘credit header data,’ intensifies. In this session, top experts will explore the crucial role of this information in safeguarding consumers against identity theft and fraud.

 Join us for an insightful session that delves into the intricacies of header record data and its pivotal importance in consumer identity protection and fraud prevention. Against the backdrop of ongoing regulatory developments, we’ll explore the implications of subjecting these practices to the Fair Credit Reporting Act (FCRA) and its potential impact on consumer protection measures.

2:50 – 3:20 PM ET 

ELECTION 2024: A Look at Pivotal Races and Their Effect on the Consumer Data Industry

Dawn Sears Partner, Porterfield, Fettig & Sears, LLC
Dwight Fettig Partner, Porterfield, Fettig & Sears, LLC
Moderated by Sheila Greenwood, Senior VP of Congressional Affairs & Chief of Staff at CDIA

The Fall 2024 elections could bring enormous change to both our industry and the country.  From the likely Biden vs Trump Presidential rematch to the Republican’s razor thin House majority, to the Senate Democrats’ nearly impossible task of defending more than twice as many seats as Republicans, the Fall 2024 elections could upend regulatory frameworks and governmental priorities, with a profound effect on the consumer data ecosystem.

Join us for a fireside chat with our esteemed speakers, Dawn Sears and Dwight Fettig, both Partners at Porterfield, Fettig & Sears, LLC and Sheila Greenwood, Senior VP of Congressional Affairs & Chief of Staff at CDIA, as they delve into the intricacies of the 2024 electoral landscape and explore their potential ramifications for the consumer data landscape.

3:20 – 3:40 PM ET

COFFEE BREAK Sponsored by Venable, LLP

3:40 – 4:20 PM ET


Jeffrey Feinstein, Vice President of Global Advanced Analytics Strategy, LexisNexis Risk Solutions
Steven Gawthorpe, Associate Director, BRG
Yolanda McGill, Vice President, Policy & Government Affairs, ZestAI
Moderated by: Ben Schneider, Data & Analytics, FTI Consulting

This session will analyze AI’s impact on the consumer data industry, covering new product development, fraud prevention, compliance efficiency, and regulatory enhancement. We’ll also assess current regulations regarding AI use and discuss how lawmakers can craft new regulations to balance AI’s benefits and risks. Additionally, states are actively addressing AI legislation, with bills focusing on standards and transparency. Join us to explore the evolving AI landscape in financial services and ensure its responsible integration.

4:20 – 5:00 PM ET

KEYNOTE: James Barnacle, Deputy Assistant Director Criminal Investigative Division, Federal Bureau of Investigation

Join us for an enlightening keynote session featuring James C. Barnacle, Deputy Assistant Director, Criminal Investigative Division, at the Federal Bureau of Investigation (FBI) at Consumer Data Connect! In this session, Mr. Barnacle will delve into various crucial topics, including artificial intelligence and its role in cybersecurity and fraud detection, the significance of credit header data in identifying fraudulent activities, the value of data for law enforcement fraud prevention tactics, and how fraud and fraud detection methodologies are evolving.

“As a cybersecurity and financial crimes expert, he is just the person to discuss how consumers and companies can fight fraud,” stated Dan Smith, CDIA President & CEO. “We eagerly anticipate his insights into cybersecurity, fraud, and identity theft within the consumer data ecosystem.”

Join us for what promises to be a compelling and informative keynote session.

5:00 – 6:30 PM ET


Join our evening cocktail reception to network with industry peers, influential leaders, and speakers. There is no better time to build professional connections, learn from others in the field, and reunite with friends and peers.

Friday May 10, 2024

8:00 – 9:15 AM ET

NETWORKING BREAKFAST Sponsored by Bridgeforce

Kicking off the second day of the Consumer Data Connect with this unique networking experience that promises to connect you with industry peers, foster new connections, and provide insights into the latest initiatives shaping our field.

  • Network with Industry Peers: Rub shoulders with professionals from various sectors and exchange valuable insights and experiences.
  • Establish New Connections: Build meaningful relationships that can open doors to new opportunities and collaborations.
  • Exclusive Insights: Discover cutting-edge initiatives and trends in the industry. Bridgeforce, our esteemed sponsor, will share valuable insights and initiatives driving our industry forward.
  • Delicious Breakfast Spread: Enjoy a delectable breakfast spread that will energize you for a day of learning and collaboration.

Don’t miss out on this invaluable chance to connect, collaborate, and cultivate new opportunities within our dynamic industry. Seize the moment and make the most out of your conference experience.

9:15 – 10:05 AM ET

EXPERT INSIGHTS & RISK MITIGATION: Strategizing for CFPB Examination & Enforcement Actions

Michelle McCartney, Chief Compliance Officer & Managing Partner, Bridgeforce
Chris Willis, Partner, Troutman Pepper Hamilton Sanders LLP
Erin Jeweler, Deputy Assistant Director, Consumer Financial Protection Bureau
Moderator: Dan Smith, President & CEO, Consumer Data Industry Association

Delve into the intricacies of CFPB supervisory practices and fortify your readiness for a CFPB examination in this insightful session. Industry experts will unpack the statutory foundation supporting the CFPB’s supervision, gaining a comprehensive understanding of its oversight. Navigate the key sections of the latest iteration of the CFPB’s Supervisory Highlights, providing valuable insights into the regulatory landscape.

The panelists will walk you through what to expect during a CFPB examination, arming you with the knowledge to navigate this critical regulatory procedure effectively. Explore fundamental practices to enhance your consumer furnishing and disputes program. Discuss accurate consumer reporting, delve into furnishing validation techniques, and discover strategies for building robust programs. Learn how to align with regulatory expectations and enhance dispute resolution processes.

10:25 – 10:50 AM ET

AN INDUSTRY CONVERSATION: Practical Insights in Metro 2® Format Guidelines

Ursula Gatewood, Data Steward, Equifax
Laura Gray, Advisor, Data Operations, TransUnion
Jeff Van Schoyck, Director of Data Management Services, Innovis
Moderator: Anita Appel, Vice President, Education Services, Consumer Data Industry Association

In this dynamic session, attendees will gain practical insights in Metro 2® reporting practices members from the Metro 2® Task Force, including Ursula Gatewood, Laura Gray, and Jeff Van Schoyck. Discussions include the 2024 revisions to the Credit Reporting Resource Guide® (CRRG®) including clarification to the Payment Rating field, along with industry topics and best reporting practices relating to Account Types/Portfolio Types, ECOA Codes, Charge-Off accounts and others!  This is your opportunity to dive into the key industry highlights and ask questions directly to the Metro 2® Task Force.

10:50 – 11:10 AM ET


11:10 – 11:45 AM ET


Dan Cunningham, Team Lead of Data Management Services, Innovis
Ryan O’Hara, Senior Manager, Data Operations, TransUnion
Jared Weeks, Sr. Manager – Data Risk Management, Experian
Darin Wharton, Manager, Global Data Contributor Services Group, Equifax

In this Metro 2® focused session, members of the Metro 2® Task Force, Dan Cunningham, Ryan O’Hara, Jared Weeks, and Darin Wharton, will examine accounts included in Bankruptcy and the pivotal role of accuracy. The spotlight will be reporting Bankruptcy Chapter 7 & 13, exploring distinct guidelines for Filer(s) and Non-Filer(s), and shedding light on the application of guidelines throughout the Bankruptcy lifecycle. In addition, panelists will focus on current simplified guidance, retirement of legacy guidance, and discuss strategies to prepare for this operational change.

11:45 – 12:25 PM ET

IDENTITY THEFT BLOCK CHALLENGE: Safeguarding Consumer & Data Integrity in an Era of False Claims

Megan Nicholls Partner, Hudson Cook
Joel Strickland Director, Client Relations Online Data Exchange, New Management Services
Moderator: Jackie Gulley, Vice President, Communications, Consumer Data Industry Association

The rise of fraudulent identity theft claims generated by credit repair companies poses a growing concern not only lenders and regulators but also the integrity of the credit reporting framework. Our industry is locked in the battle of helping consumers who are true victims of ID theft and simultaneously protect the accuracy of tradelines from a deluge of false ID theft claims. Our industry confronts the dual task of aiding genuine victims of identity theft while safeguarding data accuracy amidst a surge of ID theft fraud.

Join us at Consumer Data Connect for a dedicated session featuring insights from legal experts, furnishers, and the e-Oscar® team. Topics covered will include a comprehensive review of FCRA compliance obligations related to fraud blocks, effective strategies employed by furnishers for managing and investigating blocks, protocols for handling block recissions, and strategies for furnishers to proactively monitor volumes and trends using Insights by e-Oscar®.

12:25 – 12:30 PM ET



Interested in Sponsoring this year’s Conference? To discuss our current opportunities, please contact kthomas@cdiaonline.org.