Part 1: Protecting Privacy: Understanding the Permissible Use of Consumer Reports - CDIA
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Part 1: Protecting Privacy: Understanding the Permissible Use of Consumer Reports

  1. Part 1: Protecting Privacy: Understanding the Permissible Use of Consumer Reports

New Topics Added:
Court Vacates CFPB Rule on Medical Debt
A federal court in the Eastern District of Texas ruled that the CFPB exceeded its authority in attempting to ban all medical debt from credit reports. The court confirmed that the FCRA permits medical debt to be reported—raising important questions about data accuracy, future appeals, and conflicting state laws.
Speaker: Eric Blankenstein, Managing Member, Law Offices of Eric Blankenstein PLLC

FCRA Liability Reform
On July 15, the House Financial Services Committee will review legislation to cap statutory damages and eliminate punitive damages under the FCRA. The proposed changes could significantly reshape compliance risk and litigation exposure, especially for CRAs, furnishers, and resellers.
Speaker: Sarah Merchak, SVP of Congressional Affairs and Chief of Staff, CDIA

In this foundational session, we’ll address the critical privacy protections outlined in the FCRA and help organizations understand how to stay compliant when accessing consumer reports.

Topics include:

  • What qualifies as a permissible purpose for using a consumer report
  • When and how consumer reporting agencies are permitted to furnish consumer reports
  • Key compliance obligations for end users of consumer reports
  • Legal and reputational risks of unauthorized access or misuse
  • Practical steps your organization can take to ensure ongoing compliance

Whether you’re in banking, lending, collections, housing, or hiring — this session will equip you with the knowledge to use consumer data responsibly, lawfully, and with confidence.

Who Should Attend?

Compliance officers, legal counsel, risk managers, HR professionals, and operational staff involved in accessing, using, or managing consumer report data.

Learn More about Part 2

Date & Time

On-Demand

Duration

60 min.

Includes

  • Five enrollments per organization
  • Participant’s instructions and handout material will be emailed to you 24 hours prior to the event broadcast date.
  • An on-demand replay file will be shared 48 hrs after the event, accessible online for up to one year. The on-demand replay file can be shared internally with your team.

Legal Disclaimer

CDIA’s webinars are educational in nature and do not represent legal advice. If you need legal advice, consult an attorney in your jurisdiction.

Bundle & Save (Live Events Only)

Part 1 & 2

$295

Register Today!

*Free for Annual Subscribers & CDIA Members; no registration required.

On Demand

$175

Price includes an on-demand MP3 replay file.

Register Today!

*Free for Annual Subscribers & CDIA Members; no registration required.

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