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On January 5, 2020, the CFPB’s Task Force on Federal Consumer Financial Law issued its report “with recommendations on how to improve consumer protection in the financial marketplace.”
Amicus Brief
In March 2020, CDIA filed an amicus brief before the 9th Circuit in support of Equifax in its appeal of Sustrik...
In August 2019, CDIA filed an amicus brief before the Seventh Circuit in support of TransUnion in Denan v. TransUnion.
CDIA filed an amicus at the merits stage in support of TransUnion’s brief in TransUnion v. Ramirez. The question before the...
New York City Councilmember Laure Cumbo (D-Queens/Crown Heights), who is also the majority leader, introduced Intro. 1894-2020, which was heard on...
In October 2020, the OCC released its final rule, the “True Lender Rule.”
In December 2019, the CFPB issued Supervisory Highlights Consumer Reporting Special Edition, Issue No. 20 (Fall 2019). The report addresses several issues. Under Supervisory Observations at Furnishers, the report addresses Reasonable, written policies and procedures; Prohibition of reporting information with actual knowledge of errors; Duty to correct and update information; Duty to provide notice of delinquency of accounts; and Obligations upon notice of dispute.
In October 2019, CDIA filed suit against the State of New Jersey challenging the validity of a new law that seeks to impose obligations on the nationwide consumer reporting agencies to provide credit reports to consumers in New Jersey in at least 11 languages other than English.
In late-September, CDIA filed suit against the State of Maine challenging the validity of two new provisions of state law that (1) Change the way medical debt is reported to credit bureaus; and (2) Limit the reporting of adverse information about a consumer if that consumer was a victim of economic abuse.
In September 2019, CDIA filed suit against the State of Texas challenging the validity of a law that changes the way medical debt is reported to credit bureaus.
In September 2018, the BCFP issued an Interim Final Rule on the Interim Final Rule on the Summaries of Rights under...
On July 12, 2018, the U.S. Senate Committee on Banking, Housing & Urban Affairs held a hearing, An Overview of the Credit Bureaus and the Fair Credit Reporting Act.
In August 2015, CDIA sent a letter to the CFPB asking it to postpone production of the CFPB monthly complaint report.
In 2012, following an appeal by CDIA, CDIA successfully invalidated a New Mexico law that could have increased credit repair.
In July 2011, the FTC issued a report, Forty Years of Experience with the Fair Credit Reporting Act: An FTC Staff...