In February 2024, the National Consumer Law Center (NCLC) announced a report, Past Imperfect: How Credit Scores “Bake In” and Perpetuate...

In July 2023, Didier Reynders, the Commissioner for Justice and Consumer Protection of the European Commission, and Rohit Chopra, Director of...

In June 2023, the Federal Reserve Bank of Kansas City published a paper (Ying Lei Toh) on credit scores. The paper...

In July 2022, CDIA wrote to the U.S. House Financial Services Committee to offer our perspective on two amendments the Committee was...

In December 2021, FinRegLab and Urban Institute issued a report, Utility, Telecommunications, and Rental Data in Underwriting Credit. According to the summary...

CDIA sent a letter to Sens. Tim Scott (R-SC) and Richard Blumenthal (D-CT) in support of S. 1838, the Building Credit...

The U.S. House Financial Services Committee is holding a hearing in March 2021, Justice for All: Achieving Racial Equity Through Fair Access...

Forbes Advisor Staff, Natalie Campisi, wrote a piece, From Inherent Racial Bias to Incorrect Data—The Problems With Current Credit Scoring Models.

In January 2021, The Hill hosted a discussion, Modern Credit Systems, Alternative Data & the American Dream, The program had seven...

On January 5, 2020, the CFPB’s Task Force on Federal Consumer Financial Law issued its report “with recommendations on how to improve consumer protection in the financial marketplace.”

The House Financial Services Committee issued a report Alternative Data for Additional Credit FHA Pilot Program Reauthorization Act. On January 3, 2019,...

In July 2020, the CFPB sought comments in an RFI to identify opportunities to prevent credit discrimination, encourage responsible innovation, promote...

In June 2020, CDIA provided a list of ideas in the form of a comment to the CFPB’s to the CFPB’s...

In February 2020, HUD and PERC, a global consulting firm, released a study examining how reporting rent payments made by thousands of HUD-assisted households to nationwide consumer reporting agencies would impact the credit standing of these families.

In November 2019, the five federal financial regulatory agencies issued a joint statement on the use of alternative data in underwriting by banks, credit unions, and non-bank financial firms.