On April 7, 2024, a discussion draft of the American Privacy Rights Act of 2024 was released. This draft represents an...

In March 2024, U.S. Sen. Josh Hawley (R-MO) wrote to the U.S. Department of Justice asking Assistant Attorney General Jonathan Kanter...

I assume that you saw that FHFA announced updates to the implementation of new credit score requirements for single-family loans acquired...

In February 2024, the National Consumer Law Center (NCLC) announced a report, Past Imperfect: How Credit Scores “Bake In” and Perpetuate...

In May 2023, the U.S. House Committee on Financial Services held a hearing, FHFA Oversight: Protecting Homeowners and Taxpayers. The witness was...

In October 2023, the CFPB announced the release of its biennial report to Congress on the consumer credit card market. This...

In October 2023, FHFA Director Sandra L. Thompson spoke at the 2023 Mortgage Bankers Association Annual Convention & Expo. There, she...

In June 2023, the Federal Reserve Bank of Kansas City published a paper (Ying Lei Toh) on credit scores. The paper...

FHFA announced: “Plans for stakeholder input on proposed milestones as Fannie Mae and Freddie Mac (the Enterprises) work to replace the...

In a January blog from the CFPB (Alyssa Brown and Siobhán McAlister) noted that it looked back “a recent CFPB analysis”...

On Dec. 1, 2022, the U.S. Senate Banking Committee held a hearing, Fairness in Financial Services: Racism and Discrimination in Banking....

National Mortgage News reports (paywall) that Prices for FICO-issued mortgage credit scores for most in the lending industry will be increasing...

In August 2022, A Wall Street Journal story noted that “[d]uring a three-week period this year, Equifax sent faulty scores to...

In May 2022, the GAO issued a report, Congress Should Consider Enhancing Protections around Scores Used to Rank Consumers. The GAO noted that Companies increasingly use...

In May 2022, the CFPB issued a release Confirm[ing] that federal anti-discrimination law requires companies to explain to applicants the specific...