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In: Fair Credit Reporting Act (FCRA)


On January 5, 2020, the CFPB’s Task Force on Federal Consumer Financial Law issued its report “with recommendations on how to improve consumer protection in the financial marketplace.”

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25 Dec 2020Sustrik v. Equifax


In March 2020, CDIA filed an amicus brief before the 9th Circuit in support of Equifax in its appeal of Sustrik…

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25 Dec 2020Denan v. TransUnion


In August 2019, CDIA filed an amicus brief before the Seventh Circuit in support of TransUnion in Denan v. TransUnion.

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25 Dec 2020TransUnion LLC v. Ramirez


In December 2020, the U.S. Supreme Court granted TransUnion’s cert petition in TransUnion v. Ramirez.  CDIA filed an amicus brief in…

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13 Nov 2020NYC Legislation Would Limit AI in Employment Screening/Hiring


New York City Councilmember Laure Cumbo (D-Queens/Crown Heights), who is also the majority leader, introduced Intro. 1894-2020, which was heard on…

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03 Sep 2020CDIA comment in response to OCC “True Lender Rule”


In October 2020, the OCC released its final rule, the “True Lender Rule.”

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01 Dec 2019Supervisory Highlights Consumer Reporting Special Edition, Issue No. 20 (Fall 2019)


In December 2019, the CFPB issued Supervisory Highlights Consumer Reporting Special Edition, Issue No. 20 (Fall 2019). The report addresses several issues. Under Supervisory Observations at Furnishers, the report addresses Reasonable, written policies and procedures; Prohibition of reporting information with actual knowledge of errors; Duty to correct and update information; Duty to provide notice of delinquency of accounts; and Obligations upon notice of dispute.

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01 Oct 2019CDIA v. Grewal (New Jersey)


In October 2019, CDIA filed suit against the State of New Jersey challenging the validity of a new law that seeks to impose obligations on the nationwide consumer reporting agencies to provide credit reports to consumers in New Jersey in at least 11 languages other than English.

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26 Sep 2019CDIA v. Frey (Maine)


In late-September, CDIA filed suit against the State of Maine challenging the validity of two new provisions of state law that (1) Change the way medical debt is reported to credit bureaus; and (2) Limit the reporting of adverse information about a consumer if that consumer was a victim of economic abuse.

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09 Sep 2019CDIA v. Paxton (Texas)


In September 2019, CDIA filed suit against the State of Texas challenging the validity of a law that changes the way medical debt is reported to credit bureaus.

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