Resource Library
In 2022, Todd Zywicki published an article, Government Credit-Rating Monopoly? If you like the DMV and TSA, you’ll love giving government...
A report released July 2021 by the Policy and Economic Research Council (PERC) on the dynamics between private credit bureaus (PCBs)...
Paul Randall, the CEO at Creditinfo Group, wrote a very astute blog posting recently, Financial Inclusion Cannot Be Achieved by Public...
In June 2021, the House Financial Services Committee held a hearing, A Biased, Broken System: Examining Proposals to Overhaul Credit Reporting...
In June 2021, the American Action Forum concluded that The business model and services provided by the public credit reporting agencies...
Forbes Advisor Staff, Natalie Campisi, wrote a piece, From Inherent Racial Bias to Incorrect Data—The Problems With Current Credit Scoring Models.
In December 2020, the Association of Consumer Credit Information Suppliers (ACCIS), an associaiton of European credit reporting agencies, published a white...
ACCIS released a white paper on the complementarity of public and private credit reporting in Europe to promote responsible lending. While...
Seattle Councilmember Kshama Sawant set forth a public rental screening bureau/rental screening portability proposal in the Seattle FY21 budget. The proposal,...
In May 2020, Joe Biden, then-candidate for President, called for the creation of a government-run credit bureau that, according to Reuters, “that could compete with Equifax, Experian, and TransUnion and, according to the campaign, minimize racial disparities in lending.”
In 2020, the Democratic Party platform included a provision calling for a public credit bureau.
During the 2020 presidential campaign, candidate Joe Biden (D) called for the creation of a government-run credit bureau that, according to Reuters,...
In July 2020, presidential candidate Joe Biden (D) and U.S. Sen. Bernie Sanders (I-VT), who ran for president against Biden, released...
In the early days of the COVID-19 pandemic, CDIA wrote to the FTC and the CFPB to support an emergency interim...
Councilman Andrew Cohen (D-Riverdale), Councilwoman Carlina Rivera (D-East Village), and City Comptroller Scott Stringer (D) have teamed up to sponsor Intro....