Entities	Consumer Financial Protection Bureau (CFPB) (185) Federal Deposit Insurance Corporation (FDIC) (9) Federal Reserve (FRB) (10) National Credit Union Administration (NCUA) (5) Office of the Comptroller of the Currency (OCC) (9)
Topics and Issues	U.S. Government Shutdown (11)

On October 9, 2013, five federal financial institution regulators issued an advisory, Regulators encourage institutions to work with borrowers affected by government shutdown. These federal agencies are the FRB, the CFPB, the FDIC, the NCUA, and the OCC.  These agencies noted that “[p]rudent workout arrangements that are consistent with safe-and-sound lending practices are generally in the long-term best interest of the financial institution, the borrower, and the economy.” The agencies suggest that “[t]hose affected by the government shutdown are encouraged to contact their lenders immediately should financial strain occur.”