Entities	House Financial Services Committee (66) Subcommittee on Financial Institutions & Consumer Credit (6)
Topics and Issues	Credit repair (34) Credit Repair Organizations Act (CROA) (15) FCRA Litigation (4)

In September 2017, there was a hearing by the Subcommittee on Consumer Protection and Financial Institutions of the U.S. House Financial Services Committee. That hearing was on Legislative Proposals for a More Efficient Federal Financial Regulatory Regime. The hearing record for that hearing (115-38) is online.

The subcommittee had several bills on the hearing agenda:

• H.R. 1849, the Practice of Law Technical Clarification Act of 2017
• H.R. 2359, the FCRA Liability Harmonization Act
• H.R. 3312, the Systemic Risk Designation Improvement Act of 2017
• H.R. ____, the Facilitating Access to Credit Act
• H.R. ____, the Community Institution Mortgage Relief Act of 2017
• H.R. ____, the TRID Improvement Act of 2017

There were four witnesses

• Anne Fortney, Partner Emerita, Hudson Cook, LLP
• Charles Tuggle, Executive Vice President and General Counsel, First Horizon National Corporation
• Thomas Quaadman, Executive Vice President, Center for Capital Markets Competitiveness
• Chi Chi Wu, Staff Attorney, National Consumer Law Center