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In January 2022, the CPFB “published a review of the financial issues facing people and families who come in contact with the criminal justice system. The report, Justice-Involved Individuals and the Consumer Financial Marketplace, describes an ecosystem rife with burdensome fees and lack of choice, and where families are increasingly being forced to shoulder the costs. It walks through the financial challenges families encounter at every stage of the criminal justice process, and the ways in which providers – often for-profit private companies – are leveraging a lack of consumer choice and their own market dominance to impose hefty fees at families’ expense.