“Following an unprecedented year, lawsuits under the Fair Credit Reporting Act continue to be filed with ever-increasing frequency and consequence.”  This, according to a recent Law 360 piece (paywall) from Troutman Pepper attorneys, David Anthony, Scott Kelly and Timothy St. George.  The article is a tour de force of issues impacting CRAs, users, and furnishers, by highlighting key cases in six areas: (1) Article III standing in TransUnion v. Ramirez; (2) Article III standing in Fillinger v. Third Federal Savings and Loan Association; (3) The FCRA willfulness standard in Shimon v. Equifax; (4) FCRA preemption in Consumer Data Industry Association v. Frey; (5) Sovereign immunity in Mowrer v. U.S. Department of Transportation; (6) Disclosure and authorization Forms in Walker v. Fred Meyer; (7) Dispute-related litigation; and (7) Scheduled monthly payment reporting after account closure or charge-off