The CFPB’s policy statement on abusive acts or practices is still pretty new (here), but already interpretations are being offered, and…

Consumer reports are predictive, reliable, and accurate and there are laws in place to ensure and enforce this.  These are the…

Prior criminal activity can also be a predictor of future action. A 2018 report shows that rates of recidivism are significant. …

Every now and again people hit a wall; a pay wall. “The federal judiciary charges 10 cents per page to pull…

As we wait for California’s Attorney General to implement regulations regarding the California Consumer Privacy Act (CCPA), a new ballot initiative,…

A recent press release from the House Financial Services stated that it was requesting information on alternative-data from the independent non-partisan…

On January 29th, the Comprehensive CREDIT Act H.R. 3621 passed the House 221 to 189. All republicans and two Democrats from…

There is a small but disturbing trend in local governments limiting or banning the use of criminal history searches in rental…

We recently discussed Facebook’s attempt to have the U.S. Supreme Court decide an important standing issue that was a key part…

Under 2018 amendments, the San Francisco Fair Chance Ordinance (FCO) requires employers to follow strict rules regarding applicants’ and employees’ arrest…